Click "Activate Card" to finish the process. As we gain more information about the approval rates, we will update them here. Find more. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Calculator, Auto This question is about GO2bank Credit Cards. Copyright 2023 CreditCards.com a Red Ventures Company. A $15 fee may apply to each eligible purchase transaction that brings your account negative. to Credit, Building Considers applicants with fair credit. . Is a Good Credit Score? WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Offer sponsored by Ingo Money. The name and Social Security number on file with your employer or benefits providermustmatch your Green Dot account to prevent fraud restrictions on the account. You can make your monthly payments at any participating retailer. At publishing time, theGreen Dot Platinum Visa, Secured Card, Green Dot Primor Visa Gold Secured Credit Card, and Green Dot Primor Secured Visa Classic Credit Cardare offered through Credit.com product pages, and Credit.com is compensated if our users apply for and ultimately sign up for any of these cards. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. To access and spend the money you have set aside, simply transfer it from your Vault back to your card. Account funds are FDIC-insured up to the allowable limits through Green Dot Bank, Member FDIC upon verification of Cardholders identity. Lock / unlock your card*, account alerts* & a chip-enabled card! *, Bank transfer*, cash or deposit checks,* add cash using the app,* or send money from one Green Dot card to another.*. Seefdic.gov/deposit/deposits/prepaid.html for details. Ingo Money is a service provided by First Century Bank, N.A. visit GreenDot.com/DollarTreeTaxReward, Green Dot offers 3 cards to shop, save, send money and more. Apply for a secured credit card. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Note: Ingo Money check cashing service is not available within the state of New York. Prompt notice is required. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Once there, your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails, if specific deposit insurance requirements are met and your Card is activated. Green Dot Platinum card is issued by Green Dot Bank, Member FDIC. Green Dot Platinum Visa Secured Credit Card. Limits apply.. Savings account rates arebased on the $2,500 product tier of insured depositoryinstitutions for which data is available. Digital wallet feature not available for cards sold in Puerto Rico. About Personal Finance, View National rates arecalculated based on a simple average of rates paid (uses annualpercentage yield) by all insured depository institutions andbranches for which data are available. Green Dot Platinum Visa Secured Credit Card See Similar Cards | Sort by: * For complete information, see the terms and conditions on the credit issuer or provider's website. However, all credit card information is presented without warranty. Log in to your account and refer to your Account Agreement to check feature availability. Mobile number verification, email address verification and mobile app are required to access all features. Application and approval process are quick and easy. Opinions expressed here are the authors and/or WalletHub editors'. The Green Dot customer service phone number is (866) 795-7597. The Bad. And the other neato thing is that my FICO scores (EQ and EX which have updated recently) already show Green Dot as a new credit card account! for Fair Credit, Cards Privacy Policy. APPLY WITH CONFIDENCE Credit Cards, Removing Collection Mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. Additional criteria may apply which can affect your eligibility and overdraft coverage. Capital One Walmart Rewards Mastercard. Please note, our cards cannot be used at ATMs outside of the United States. Unapproved checks will not be loaded to your card or account. 2.00% Annual Percentage Yield. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Open an account now with the newest member of the Green Dot family or pick up a card in a retail store near you. Credit Score, Compare Green Dot and GO2bank mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. Card balance limits apply. In, Green Dot Platinum Visa Secured Credit Card, Green Dot Primor Visa Gold Secured Credit Card, Green Dot primor Visa Classic Secured Credit Card, Do not sell or share my personal information. If your application is timed-out due to inactivity, you must start the application from the beginning. Fees on your primary deposit account may reduce earnings on your savings account. As such, early direct deposit availability may vary from pay period to pay period. All rights reserved. For Green Dot Cash Back Visa Debit Card, 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Mobile check cashing & deposit, online bill pay and track your spending 24/7. Does Credit Repair Work, The This card is not EMV enabled and there are no plans to include it, so some merchants are declining non-EMV (chip) cards. Do Not Sell or Share My Personal Information. The minimum security deposit for this card is $200. Not valid with any other offer. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Earn a 1% cash back reward on all other purchases. You don't earn rewards on every purchase. Log in to your account and refer to your Account Agreement to check feature availability.. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. For example, you'd call 866-291-0818 if you have the Green Dot Platinum Visa. SeeAccount Agreementfor details. Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. Limits and fees may apply. Important Rates: Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. APY may change before or after you open an account. Neither Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money and Plaid, Inc. No monthly fees* Free ATM Network* Get your pay up to 2 days early* Overdraft protection up to $200 with opt-in and eligible direct deposits* Earn up to 7% instant cash back See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. GO2bank cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. And by Mastercard International Inc. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. Card, Credit Cards for Bad WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. This card is a good option for people with bad credit who want to rebuild their credit standing. MonitoringTrack It, Cash You cannot apply for a Green Dot credit card anymore because this issuer no longer offers any credit cards. National rates arecalculated based on a simple average of rates paid (uses annualpercentage yield) by all insured depository institutions andbranches for which data are available. When on a mobile device, tap on * to view disclosures. for a New Line of Credit, Cards Once you click on the "Register Card . Activation requires online access, mobile number and identity verification (including SSN) to open an account and access all features. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Limits apply. It may return in the future, so check back soon. Do you get refunded for World Series tickets? * Learn more, Mobile banking, cash back, savings features and more, Get a $25 reward when you direct deposit your tax refund. Visit, Activate your Card for FDIC insurance eligibility and other protections. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Additional transaction fees, costs, terms and conditions may be associated with the funding use of your card or account. All ofthese registered trade names are usedby, and refer to, a single FDIC-insured bank, Green Dot Bank. Green Dot Bank also operates under thefollowing registered trade names: GO2bank,GoBankandBonneville Bank. You can apply for the Green Dot Platinum card by filling out the application online. What does American Express card member presale mean? to Get Your First Credit Card, Credit Must be 18 or older to purchase. In the meantime, explore other great offers from our top credit cards. However, you can apply for the Go2Bank Secured Credit Card, instead. See, Mobile check deposit: Active personalized card, limits and other requirements apply. Not a gift card. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. APY may change before or after you open an account. To register your Green Dot card you need to go to the Green Dot website (GreenDot.com) and click on the "Register Card" box in the top right-hand corner of the page. Unlike a traditional credit card, Green Dot's prepaid cards do not let you use more money than is on the card. Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. Cash advance fee is either $5 or 2.5% of the amount of each cash advance, whichever is greater. Green Dot reports to all three credit bureaus. Subject to other banks restrictions and fees. 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